Legal

Terms of Service

Please read these terms carefully before using 401kCalculatorPro. By using our service, you agree to be bound by the following terms and conditions.

Effective: January 2026Privacy Policy

Section 1

Acceptance of Terms

By accessing or using 401kCalculatorPro (“the Service”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please discontinue use of the Service immediately.

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the revised terms. We encourage you to review this page periodically for updates.

Section 2

Educational Purpose Only

All content, calculators, projections, and tools on this website are provided strictly for educational and informational purposes only. Nothing on this site constitutes financial, tax, legal, or investment advice.

  • Projections are estimates based on assumptions you provide and are not guarantees of future results.
  • Past performance and historical averages do not predict or guarantee future investment returns.
  • All calculations should be verified independently before making any financial decisions.

Section 3

Accuracy of Information

We strive to keep IRS contribution limits, tax brackets, and other regulatory information current and accurate. However, we make no warranties or representations about the completeness, reliability, or accuracy of any information presented on this site.

Tax laws and IRS regulations change frequently. Always verify critical information directly with the Internal Revenue Service (IRS) or a qualified professional before making retirement planning decisions.

Section 4

No Financial Advice

401kCalculatorPro is not a registered investment advisor, broker-dealer, financial planner, or tax advisory service. Use of this site does not create any advisor-client, fiduciary, or professional relationship.

We strongly encourage you to consult a qualified financial advisor, tax professional, or attorney before making investment or retirement planning decisions. Your individual financial circumstances are unique and require personalized guidance.

Section 5

Limitation of Liability

To the fullest extent permitted by applicable law, 401kCalculatorPro and its creators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Your use of, or inability to use, the Service or any content therein.
  • Any errors, inaccuracies, or omissions in the information provided.
  • Financial losses or decisions made in reliance on information from this site.

Section 6

Intellectual Property

All content on this website — including text, graphics, logos, calculator logic, and design — is the property of 401kCalculatorPro and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without prior written consent.

Section 7

Contact

If you have any questions about these Terms of Service, please contact us through our website. Contact form submissions are processed by Formspree on our behalf.

By submitting the contact form, you consent to processing of the information you provide (such as name, email, subject, message, and anti-spam fields) for support and response purposes. Formspree's handling of this data is governed by Formspree's Privacy Policy.

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