Legal

Privacy Policy

Your privacy matters to us. 401kCalculatorPro is built with a privacy-first approach — we process everything locally in your browser and collect no personal financial data.

Effective: January 2026Terms of Service
No financial data collected
All calculations run locally
No advertising trackers

Section 1

Data Collection

401kCalculatorPro is designed with a privacy-first architecture. We do not collect, store, or transmit personal financial calculation data.

  • All 401(k) calculations are performed entirely in your browser. No financial data is sent to our servers.
  • No account creation is required to use any feature of the Service.
  • If you submit our contact form, the information you provide (such as name, email, subject, message, and anti-spam fields) is sent to our form processing provider to deliver and manage your inquiry.
  • We do not sell or rent your personal information.

Section 2

URL Sharing & Parameters

When you use the “Share” feature, your calculator inputs are encoded directly into the URL as query parameters. This enables you to share your calculation scenario with others via a simple link.

How it works

Shared URLs are stored only in your clipboard. No data is saved on our servers, and shared links do not expire. The parameters are visible in the URL itself and are not encrypted.

Section 3

Cookies & Analytics

We may use minimal, privacy-respecting analytics to understand general usage patterns such as page views and aggregate visitor counts. This helps us improve the Service.

  • We do not use advertising trackers, retargeting pixels, or behavioral profiling.
  • We do not sell or share any analytics data with advertisers or data brokers.
  • Minimal cookies may be used for essential website functionality and preferences.

Section 4

Third-Party Services

Our site may use third-party services for fonts, hosting, or content delivery. These services operate under their own privacy policies:

Section 5

Your Rights

We process limited personal information only when you submit our contact form. You have the right to:

  • Inquire about what data we process related to your contact submission and use of the Service.
  • Request deletion of contact-related personal information, subject to applicable legal obligations.
  • Contact us with any privacy-related concerns or questions.

Section 6

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us through our website. Contact form submissions are processed by Formspree on our behalf. We are committed to addressing your inquiries and will respond in a reasonable timeframe.

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